The budgeting tool you need to use. 
Starting today.


You need to keep everything and everyone happy - there's just no time to deal

 

with the hassle of money! 



Juggling money, life, kids and money - it's a never-ending cycle.



 

A race until payday.



It's exhausting isn't it!


The last few days before your paycheck each month, trying to find solutions - robbing Peter to pay Paul.


Staying afloat - but only just making it!


Do you feel like you are constantly at the mercy of Murphy?



Like you are just getting somewhere and then..


 bam!


An unexpected expense stretches you to the limit...


​​​

The Smash Your Budget Manual helps you plan

not only your budget,

but your whole financial year,

in a way that makes sense and saves you time.


Need to get out of debt or save money? Why not try my debt and savings planners
Need a easy to use budget sheet.Save money and get out of debt with this blank budget worksheet
Do you need to track your monthly expenses? Save money with my monthly bill tracker.


With this financial planner you will get help with:


 

Organising your

Finances


Keep track of all your accounts, subscriptions

and household  bills.





Make monthly budgets,

set targets and create

a cash envelope or

cashless system that

works for you.

making a

saving plan



Pay yourself first by

 creating a motivating savings plan you

 can track throughout

the year. 


Decide where your

money is going

and when.

getting out

of debt



Create a plan for debt reduction that actually works. 




Have less cash tied

up on debt.

Why you need the budget planner


Easily plan your year in advance


Plan ahead for debt reduction payments and savings. 


Have everything accessible, in one place, ready to use and adjust,

during your hectic schedule. 


Easy to fill in forms, to keep you on top of your monthly budget.



Feel more in control of where your money is going. 


Be the one bossing your money , directing it to where you want it to go,

building your savings as you go. 


Monitor your spending every day and month, and learn how to

adjust your budgets according to your needs. 



Set your financial goals and monitor your

progress throughout the year.  


Create a budget to track your income and expenses every month.


Understand how money flows in and out of your account,

and your main areas of household spending. 



Build your emergency fund


Smash bad luck and be ready with enough money saved to cover

most minor emergencies.

Have a clear plan, and feel less stressed when Murphy strikes!



The 'Sma​​​​sh Your Budget' Manual is priced at just


$9.99  $4.99



Use the code SMASH now to 

save 50% on your purchase!


what do you get in the smash your budget manual?


70 + pages to cover everything you will need:

 to plan your budget, control your spending,

plan your savings goals and your debt payment plan.


Need a easy to use budget sheet.Save money and get out of debt with this blank budget worksheet

budget tracking sheets


Make your monthly budget


  • Flowchart layout all on one sheet 
  • Cash envelope setup or cashless 
  • Sink funds, savings, extra debt payoff section
  • Balance your budget against income
  • Budget Sheet for each month
Do you need to track your monthly expenses? Save money with my monthly bill tracker.

bill tracking sheets


Organise your month's payments


  • Calendar layout
  • Track automatic and manual payments
  • Overview of the month on one sheet
  • Self reflection
Save money and get out of debt by tracking your subscriptions every year.

subscription tracking sheets

Keep control and change up your subscriptions ahead of time

  • Section for each month
  • Details of company and expiry date 
  • Annual and monthly cost tracker
Need to get out of debt or save money? Why not try my debt and savings planners

debt and savings tracking sheets


Make your monthly budget


  • Tracker layout option
  •  Thermometer picture version for each
  • Tailor to how much you can pay 
  • Tracker over time period of your choice


Cash envelopes are a great way of controlling your spending


cash envelopes



Reduce your spending by using cash in some areas of your budget

  • Low ink use
  • Spending tracker built in
  • Easy to make 
  • Blank customizable envelope designs for your budget areas.

yearly savings goals sheet



Keep control and change up your subscriptions ahead of time

  • Space to record notes throughout the year
  • Annual and monthly goal setter
  • Set the date you will pay 
  • Self reflection section

you need to get your money working for you.

You need to have a manual to help you run your finances smoothly.


You need the Budget Planner


Use the code SMASH now! 

Get the planner for $4.99!



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