Woman making cash online

How To Make Money Without a Job – 20 Ways

Are you on the hunt for how to make money without a job? Thanks to the internet, there are so many ways you can earn cash online, fast! So if you’re thinking ‘I need money now!’ Don’t despair. Check out these beginner-friendly ways to make money without a job.

Can I survive without a job?

This is a good question to ask yourself. Can you survive financially without a job? If so, for how long? If you can, it’s a good idea to try and save up as much as possible before you leave your job or if you’re in between jobs. 

You can find loads of ideas on how to budget and survive on this very blog! This post will help you find ways to survive without a job and make money online

How can I make money if I don’t have a job?

Good question! This blog post will help fuel your ambition to make money without a job and live your best life on a varied income. There are ideas for everyone! Keep reading to find out…

How can I make money without a traditional job?

The word ‘traditional’ sounds boring and quite negative, but in fact, some of the ideas I mention below are actually traditional and still really effective ways to make money without a job. Not everyone has permanent access to the internet, so if you’re looking for ways to earn cash fast, there is something for everyone in this list!

How can I make $1000 without a job?

Do you need to make $1000 fast? This is totally doable! My suggestions below will definitely help achieve this goal, but if you’re after even more inspiration, check out my post on how to make $100 a day

How can a teenager make money without a job?

Lots of these ideas are flexible and completely doable for teenagers! They can also help set you up with invaluable skills such as problem solving, communication, managing budgets and client expectations, plus loads more! You can fit pretty much all of these ideas in around classes and studying too. 

Let’s get into it…

To help Budgeting is a Challenge stay sustainable, this article may contain affiliate links.

Upcycle & flip furniture

Upcycling is a huge business right now! If you’re handy with a paint brush and sander, you can find many pieces in thrift stores and flea markets to give a little TLC and send them off to their new home for a tidy profit. 

If you’re lucky enough to hunt down vintage and antique pieces, you don’t even need to upcycle them! You can simply sell them on using sites like eBay and Etsy, who have a massive audience. 

It’s a really good idea to do your research and get schooled in different eras and furniture types. This will help you ensure you’re not accidentally buying or selling fake pieces and losing valuable cash. 

Rob and Melissa Stephenson from Flea Market Flipper made a whopping $133k flipping furniture on eBay and they’ve created an amazing course called Flipper University. 

They share all their top tips and tricks to finding furniture, upcycling and DIY ideas, plus loads more. It’s absolutely risk-free and they offer a 100% satisfaction guarantee for this 6-week workshop or a 30-day money back guarantee.

Dip your toe in with the free Flipper training

Get paid to write

1.Freelance content writer

A Content Writer is someone who gets paid to write for a number of websites, blogs, social media channels, magazine publications, and more. Companies are hiring freelance Content Writers every day to help them grow their business and provide fresh content for their readers and audience. 

If you would like to get started freelancing as a Content Writer, a great way to showcase your writing skills is to start a blog. Another top tip is to pick a specific niche and hone your writing skills for that niche – e.g. fitness, health, finance, cooking, etc. 

Once you start writing your own blog posts, build your network by connecting with fellow writers and bloggers within your niche. Then, ask to guest post on someone else’s website. Once you have an awesome portfolio, it’s time to start pitching to businesses and land your first paid gig. 

You could also advertise your writing services on gig economy sites like Fiverr, Upwork and others. However, you can expect to be paid much less and the competition is super fierce


Copywriting is basically writing to persuade, whereas content writing is writing to inform or entertain. It is such a wide field. 

You could be asked to create an ad campaign for a sportswear brand one day. The very next day might be 20 product descriptions for a small local business. It is soo varied and exciting.

In 2021, I am officially working from home part-time as a copywriter. Read about my journey so far into becoming a freelance copywriter.

3. Transcriber

Another great way to make money without a job online is to become a transcriber. Businesses like law firms, medical companies, and property surveyors require these services and don’t have the time or capacity to do it themselves. You can often find jobs online on job boards like Indeed and LinkedIn.

All you need is excellent hearing, accurate typing abilities, and a strong eye for detail. 

If you’re really keen but not sure where to start, Transcribe Anywhere is a fantastic place to start. Janet Shaughnessy, the Founder set up the site to help you build your very own successful transcribing business. 

They hold your hand throughout the whole process, and you can even try their 100% beginner-friendly mini-course to explore how you can make money transcribing online. 

Once you’ve got a taster for it, I absolutely recommend their range of online courses. I guarantee you cannot find that level of detail and support anywhere else to help you make money from transcribing.

Read my in-depth guide to becoming a transcriber.

4. Proofreader 

Are you known for your meticulous grammar and always picking up on spelling mistakes? Proofreading could be right up your street! You can earn a lot of money online simply just for proofreading documents and articles. 

Similar to becoming a Content Writer, it helps to pick a niche and specialise in editing specific sectors like medical documents, magazines or newspapers, etc.

There are also courses you can take online to specialize in these fields to help enhance your credibility when you first start out. A quick Google search will help you find proofreading courses and jobs online.

Interested? Go to Proofread Anywhere, for a  free seven-day course on getting started. 

Caitlyn Pyle, started her own proofreading business and used it to make a living online to fund her travels. 

Set up a freelancer profile online and begin to book clients. There’s so many opportunities on Upwork and Freelancer.

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Set up an online business

If you’d love to set up your own online business and become your own boss, this section is packed full of the best and quickest ways to make cash online (and in real life too!)

5.Start a blog

As I mentioned earlier, starting a blog is a great hobby for keen writers. It’s also a creative way to make money without a job. There are three main ways to monetise your blog and make money blogging about a topic you love:

Making money via affiliate marketing

Affiliate marketing is one of the easiest ways to make money blogging. In 2021, I became a 5 figure blogger when I made $25,000 alone from this blog.

Being an affiliate for a brand means you promote products and services by including a unique link on your blog. If someone clicks through and purchases said product or service, you get paid a commission. Winning!

This is why it’s so important to have a dedicated following within a specific niche, as it can help you make more money if you can turn readers into buyers and they trust you.

A great example is a baking blog. Write specific posts to your top secret and most loved baking equipment, and include baking essentials or ‘you will need’ type lists in each recipe blog post. Simply copy and paste your unique link behind these words to earn money. 

You can join big brand affiliate programs like Amazon or use a third-party site like AWIN that helps connect bloggers with brands. Alternatively, you can use a plugin like Skimlinks, which automatically turns all links included in your blog posts into affiliate links. You get slightly less this way, as they take a commission, but it could be worth it to save time.

Read my income reports here:

First Blog Income Report: How I Made $238 in April

Blog Income Report for May 2020 : How I Earned $3609.58

Blog Income Report for June 2020 : How I Earned $2056

Sponsored deals

Once you have established an audience, you can start pitching to companies to work together, or they might even reach out to you – which would be awesome! The idea of a sponsored post is, you promote a specific brand or product/service and charge a set fee. 

They might also have an affiliate link, where you can earn even more. Sometimes they will also give you a coupon code to share with your readers to entice them in, too. 

Using the baking example again, a company like Betty Crocker may send you a pack of goodies and you would take photos and write a post about your experience using their products to bake. 

You can also charge extra to post on social media, and what you’ll charge per post will all depend on your reach, domain authority, and regular visitors.

Creating your own digital products/courses

Another way to make cash online is to create your own digital products or courses. My favourite part about this is that once you’ve created something once, you can earn passive income again over and over with little to no effort. 

Think about digital downloads like meal planners, workout videos, tutorials on money/personal finance e.g. debt trackers or a step-by-step video course including advice on how to make money without a job! 

Utilise marketplace sites like Etsy, Sendowl and Skillshare to gain an active and instant audience who are ready to buy your products.

6.Start creating Youtube videos

Want to know how to make money without a job. One way is to use money making apps to make youtube videos

If you’re comfortable in front of the camera, creating YouTube videos could be a real money maker for you. These days, you can film, edit and upload videos straight from your phone. Think about your passion(s) – is it video gaming? Makeup & beauty products? DIY? 

Have a think and write a list of video content ideas. When you’re ready, simply create your account for free and get uploading those videos! Once you begin to rack up those views, here is how to make money from your YouTube channel.

Google Adsense

Google Adsense helps you earn money from your channel without you even doing anything! Sign up for free and link your YouTube channel and you will earn money every time someone views and clicks on ads in between your video content. Amazing!

Affiliate marketing

Affiliate marketing works a little differently on YouTube. Instead of writing a full blog post, you will talk about products or services within your videos and link to them in your video descriptions using a unique code.

Sponsorship deals

Once your channel is growing consistently, similar to a blog, you may be approached by brands who are looking for new audiences to buy whatever it is they’re selling. Instead of mentioning a range of affiliate products, your video will focus purely on one brand and whatever they have asked you to feature e.g. a new product release. 

Brands may also offer to sponsor your channel completely. This means every time you upload a new video, you mention them and say ‘this video is sponsored by x,y,z’ which can be edited in once you’ve filmed it with minimum effort.

7. Take care of pets – Rover

Love pets? You can genuinely get paid to pet sit! Sign up with a site like Rover and register your availability and people in your area will get in touch when they require you to look after their furry family members. 

As with any gig, it pays to do your research here. Overpricing yourself will put people off, but so will underpricing, as people may be suspicious of the quality of your service.

Sign up free for Rover

8. Become a graphic designer

Do you have awesome design skills? Sell your services as a graphic designer to local and worldwide businesses. Whip up logos, websites, brochures, social media graphics, and more to make cash online. Advertise yourself on your social media, tell family and friends, and look on marketplace sites like 99 Designs to land your first design brief.

Sign up for free on 99 Designs

9. Sell on Etsy

Calling all sewers and craft lovers! Sell your handmade and vintage goods on Etsy, an online selling marketplace. It’s like eBay, but especially for personal, one-of-a-kind type items e.g. knitted toys, vegan soap, retro wedding dresses, that sort of thing. 

If you have a talent for sniffing out vintage clothes and accessories in thrift stores or enjoy sewing in your spare time, you could make money without a job by flogging stuff on Etsy. Some items are worth a small fortune!

Start selling on Etsy

10. Become a VA

A VA (Virtual assistant) is someone who is hired to perform tasks for a company remotely. These can include anything from responding to emails, designing presentations, managing diaries, etc. It can be a fantastic way to earn a consistent amount of money online each month, and you can choose your own hours. 

To help you get started, I highly recommend the $10k VA course from Kayla Sloan.

She has all the tools and resources you need to make up to a whopping $10k A MONTH from being a virtual assistant. The course covers everything from how to get clients, managing your time, plus so much more. It’s 100% worth the investment to create a legit online business.

Dip your toe in with Kayla’s free VA training

11. Become an online business manager

An Online Business Manager helps business owners organise their business and maximise their profits by putting systems in place and assisting in the day to day running of the business. 

If you have a bucket full of professional business experience, this one is definitely worth exploring. It differs slightly from a VA, as you’re more involved and have more responsibility within specific businesses.

12. Become a tutor

Teaching English can be very rewarding and pays really well! It’s a great way to make money without a job online. Have a look on sites like  Tutorhub, Tutorhunt, Owl Tutor, and Tutorful, who all have tutoring jobs available across the globe. You don’t even need a teaching qualification for some of these sites, just a good command of the English language and a passion for teaching.  

I have a teaching qualification, so have dabbled in the world of online tutoring. Read the full lowdown on tutoring and how much money you can make in this post I have written on the Humble Penny.

How to make an extra £1000 a month as an online tutor

13. Walk dogs

Make money from dog walking

Similar to dog sitting, you can become a dog walker instantly in your local area thanks to sites like Rover and social media sites like Facebook. Advertise your services in local groups on Facebook and promote yourself locally to your neighbours. You’re basically getting paid to get fit and spend time with dogs. What could be better?

14. Babysit

Babysitting is a traditional, yet fruitful way of earning cash fast without a job. You can tell family and friends that you’re available to watch their kids and even join as a professional sitter on sites like Sittercity. If you enjoy spending time with little ones and can keep them entertained for hours on end, you’re guaranteed to love this way of making cash fast! 

Other Ways to Make Money Without a Job 

Still with me? Amazing! Here are more ways to make money without a job…

15. Complete online surveys

Completing online surveys on sites like Survey Junkie and Inbox Dollars is a quick and easy way to make money without a job. It’s so easy to answer multiple-choice questions and give your opinion and you can rack up points and cash in no time at all. 

My favorite part about completing online surveys for cash is that you can do it on the go on your mobile. It also takes very little time and resources to do.

16. Self publish with Amazon Kindle

Did you know you can actually publish your own books on Amazon Kindle? If you’ve been meaning to write that novel or you’re an expert in a certain topic, don’t wait any longer! Write your book on Word or Google Docs and publish your book as an ebook on Amazon. Then, simply wait and watch the downloads (and money) roll in…

17. Dropship with Shopify

Dropshipping is so popular because it’s a fab, hassle-free way to sell goods online. You basically advertise goods as an online store front and once they sell, a third-party company ships them out. Then you get a percentage of the sale. 

Research popular items and find dropshipping suppliers via platforms like Alibaba. Then, set up your store on Shopify and you’re all set!

18. Sell used tech on Craigslist

Craigslist is also a great way to make money without a job fast. Especially if you have any tech items to sell. Products like games consoles (especially retro ones!) computer gadgets, vs, used phones, etc. are all perfect for making cash online. 

Factors such as brand e.g. Apple will determine how much you can make. Also, making sure your photos are clear and descriptions are accurate and in-depth will also help your stuff fly out the door and put cash in your pocket.

19. Mow your neighbour’s lawn

Do you own a lawn mower? You can earn quick cash without a job by offering to mow your neighbour’s lawn. After all, it’s one of those jobs that we all put off or don’t want to spend precious time doing at the weekend. 

If you can take away that headache and do a decent job mowing someone’s lawn, you might have some repeat business on your hands and more cash in your pocket! Who knows? They might even recommend you to more people…

20. Usertesting

Usertesting is a platform that lists website testing opportunities, which is another easy way to make money without a job online. All you need is a super reliable internet connection and access to a webcam and microphone. You give your feedback during the test and get paid for your opinion. It only takes around 30 minutes to complete one test. Easy money!

Start earning money on Usertesting

22. Answer questions on Justanswer

Are you an absolute whiz when it comes to a particular topic like science, law, or medicine? You could earn money just by answering questions online. This is such a good way to make money in between jobs and it’s very flexible, meaning you can answer as many (or as few) questions as you feel like. Apply today to start earning!

Sign up to Justanswer

Top tips on making money without a job

Ready to start making money without a job? Great! Here is how you can maximise your cash…

  • Avoid MLM (multi level marketing) or pyramid schemes where you can, as they tend to have a very low success rate and are often a waste of time. Especially the ones that require you to purchase all the stuff up front!
  • Commit to 1-2 of these ideas at a time to avoid feeling overwhelmed 
  • Don’t forget or rule out ‘traditional’ or common ways to make cash, like having a good old declutter and cashing in on your unwanted clothes, jewellery, tech, and more


There we have it, twenty ways to earn cash without a job and make money work for you on your terms! These are perfect if you’re looking for money making apps, ways to make cash online, or even just after more old-school suggestions for putting cash in your pocket each month. 

I hope these help you reach your financial goals and if you have any suggestions, please feel free to share them in the comments…