What is the difference between savings and sinking funds? Why do I need them?

This course is only available if you have either purchased the printed Smash Your Budget Hearts planner or the downloadable Smash Your Budget Hearts planner (coming soon).

Teacher

Helen

Hi, I'm Helen. I created my first budget planner as a way of making myself accountable for what happened to my money.

I was tired of seeing my money disappear, with way too much month left. Also I really wanted to pay off all my debts and the big dream was to be mortgage free before 50.

Using my budgeting techniques, I have paid off all my consumer debts and I'm now focusing on paying off my mortgage early.

There's no big secret to budgeting - it's just consistency. Also having fun along the way and treating yourself.

This is why my budget manuals have to be cute and colourful - so I really enjoy the process of budgeting!

I hope you enjoy using my planner and course as much as I do!

Helen xx